Rideshare services from Uber and Lyft are popular in Douglas County, and many people use these services regularly without any issues. However, rideshare accidents can and do occur from the same causes as all other vehicle accidents. When these incidents happen, they tend to generate more complex legal issues for those involved than standard motor vehicle accidents. If you or a family member recently sustained injuries and economic losses in a rideshare accident, it’s very likely that you face a complex series of auto insurance claims, and you may need to prepare to file a personal injury claim as well.
Legal Counsel for Rideshare Accident Claims in Douglas County
A Douglas County rideshare accident attorney is an invaluable asset for anyone in this situation. When you have legal counsel you can trust advising you, you are more likely to maximize your recovery from an insurance claim and will be readily prepared to address any issues that arise between you and an insurance carrier. If you must follow up your insurance claim with a civil suit, your attorney can guide you through creating your claim and the proceedings it will entail.
The Law Firm of Jeremy Rosenthal has years of professional experience handling personal injury cases in Douglas County, and our team has helped many past clients recover from all types of motor vehicle accidents, including rideshare accidents. We can help navigate the complex insurance-related issues you are likely to encounter as you seek compensation for your damages, and we are fully prepared to file a personal injury claim on your behalf as well.
Preparing for an Auto Insurance Claim for a Rideshare Accident in Douglas County
State law requires all drivers to have auto insurance that meets specific coverage requirements for bodily injury and property damage. When a driver causes an accident, the victim has the right to file a claim against the at-fault driver’s insurance policy to seek compensation for their damages. Rideshare companies like Uber and Lyft require their drivers to have personal auto insurance, but these companies are also legally required to maintain additional insurance coverage that can apply in different situations.
The timing of an accident determines whether the rideshare company’s insurance could come into play. If a rideshare driver causes a collision while they are off the clock and driving for personal reasons, their own insurance applies to the resulting damages. If they have logged into their driver app and are marked as available for a passenger, the rideshare company’s first level of insurance coverage applies. This will act as third-party coverage and includes up to $50,000 for bodily harm to a single person, up to $100,000 in total accident liability coverage for bodily injuries to multiple persons, and up to $25,000 in property damage liability.
After a rideshare driver picks up a passenger, the second level of the rideshare company’s auto insurance comes into play and remains in effect until they deliver the passenger to their destination. At this coverage level, the insurance provides up to $1 million in third-party liability coverage. The at-fault driver’s insurance would apply first to compensate the victim’s damages, but any remainder will be covered by the rideshare company’s insurance.
Filing a Personal Injury Suit for a Rideshare Accident in Douglas County
If you are injured in any car accident in Douglas County, there is no guarantee that insurance alone will fully compensate your losses. When it comes to rideshare accidents, these companies may have expansive insurance coverage, but they will often look for all the reasons they can find to reduce a settlement offer as much as possible or deny a claim entirely. Your Douglas County rideshare accident attorney can help resolve your insurance-related issues after your accident. If you have grounds for further legal recourse with a personal injury claim, you will need their assistance for this as well.
Under Colorado’s personal injury statutes, the plaintiff in a personal injury claim must prove fault for their damages and prove the full scope of those damages before they can recover compensation. Your attorney can assist you in gathering the evidence needed to establish liability before filing your insurance claim, and once you exhaust all available insurance coverage, they can help secure repayment for the remainder of your losses through a personal injury action.
Damages available in most personal injury claims filed in Douglas County include medical expenses, long-term medical treatment costs for serious injuries, lost wages, lost future earning capacity, and property damage. Your attorney can help gather the documentation needed to accurately prove the full range of your claimable economic losses, but your recovery does not end there. You also have the right to seek compensation for the pain and suffering you experienced. State law limits these non-economic damages in personal injury claims, but a seasoned attorney will know how to maximize your compensation for your pain and suffering.
If you choose the Law Firm of Jeremy Rosenthal to represent you in a rideshare accident claim, our team can take time to learn as much as possible about your accident and the effects it has had on your life. Our goal in every civil claim we accept is to help our client recover from their damages as fully as possible in the most efficient manner possible. Whatever your recovery will entail, you can rest assured that our firm can be ready to address any pressing legal questions or other concerns you may have as they arise, and we will do everything we can to maximize your final case award.
Uber & Lyft Crash Law FAQs
Q: How Does Uber or Lyft Insurance Work After an Accident?
A: Both Uber and Lyft have similar auto insurance policies, but these policies apply in different ways depending on the timing of an accident and who caused the accident. The rideshare driver’s personal auto insurance applies if they cause an accident while using their vehicle for personal reasons, and the first level of the rideshare company’s insurance applies once they log into their driver app and mark themselves as available for a ride request. Once they pick up a passenger, the second level of coverage applies until they drop the passenger off at their destination.
Q: How Long Does It Take to Resolve a Rideshare Accident Claim in Douglas County?
A: If fault for your recent accident is perfectly clear and you have an experienced Douglas County rideshare accident attorney representing you, it may only take a few weeks for you to resolve your claim and secure the compensation you need to recover. However, if any disputes arise with your auto insurance claim or you need to resolve your case through litigation, these issues can take several months to conclude.
Q: How Much Compensation Will I Receive for a Rideshare Accident?
A: The total compensation you could secure from a successful rideshare accident claim hinges on the total of your damages. Under state law, the victim of another party’s negligence or misconduct has the right to seek full repayment of all economic damages resulting from the incident, and they may also claim pain and suffering compensation up to the limit enforced by state law. The optimal method of enhancing your recovery as much as possible is to hire an experienced Douglas County rideshare accident attorney to represent you.
Q: Is It Necessary to Hire a Douglas County Rideshare Accident Attorney?
A: You are under no legal obligation to hire legal counsel to represent your rideshare accident claim and may attempt to handle the case on your own if you wish. However, this would be very difficult when recovering from painful injuries, and the average person is likely to make mistakes that may jeopardize their recovery. Hiring a Douglas County rideshare accident attorney makes every aspect of your case easier to manage, and you are more likely to reach a positive outcome with their assistance.
Q: How Much Does a Douglas County Rideshare Accident Attorney Charge a Client?
A: It’s natural to worry about legal expenses when you are already struggling with the financial aftermath of a damaging accident. When you choose the Law Firm of Jeremy Rosenthal to handle your claim, you do not need to worry about legal expenses. We take your case on a contingency fee basis, meaning there are no upfront or ongoing fees for our representation. Instead, we will take a percentage of the total amount recovered on your behalf as our fee at the end of your case, but only if we win. If our team cannot obtain a recovery for any reason, you owe nothing, so there is no economic risk to hiring our firm to represent you.
The Law Firm of Jeremy Rosenthal has successfully represented many civil claims for damages on behalf of Douglas County clients, and we are ready to leverage this experience on your behalf. When you choose our firm to represent you in a rideshare accident case, you can expect compassionate, personalized legal counsel through every phase of your proceedings. If you are ready to learn about the legal services we offer, contact us today to schedule a consultation with a Douglas County rideshare accident attorney.