Rideshare services like Uber and Lyft are popular in Longmont and the surrounding communities of Colorado, and it’s vital for everyone who uses these services to know their rights when rideshare accidents occur. Whether you were driving your own vehicle or riding as a passenger in a rideshare driver’s car when your accident happened, you could face a very complex series of legal proceedings in your efforts to recover your losses. Whatever your case entails, it is essential to understand the value of having legal counsel you can trust on your side.
Helping Longmont Rideshare Accident Victims Recover
If you or a loved one are struggling with injuries and economic damages from a rideshare accident, a Longmont rideshare accident attorney is the ideal resource to consult when it comes to recovering your losses. The right attorney can guide you through the complex insurance claim process you are likely to face after a rideshare accident. If you have grounds for further legal recourse, they can assist with these efforts as well.
The Law Firm of Jeremy Rosenthal has extensive experience handling all types of personal injury cases in Longmont, including those arising from all types of motor vehicle accidents. Rideshare accidents tend to be especially difficult to resolve in terms of the insurance-related issues these accidents often generate, but our firm is confident in our ability to guide you to a positive conclusion.
How to File an Auto Insurance Claim After a Rideshare Accident in Longmont
All drivers are required to have auto insurance that meets the state’s minimum coverage requirements for bodily injury and property damage liability. Additionally, rideshare companies require their drivers to maintain auto insurance coverage and must also have additional insurance that applies in different ways depending on how and when an accident occurs.
Rideshare company auto insurance applies in two different ways once a driver has logged into their driver app. If a rideshare driver is using their vehicle for personal reasons off the clock, their own auto insurance applies when they cause an accident. After they have marked themselves as available for a ride request, the rideshare company’s first insurance coverage tier applies. This can provide up to $50,000 in bodily injury coverage, up to $100,000 for injuries to multiple victims, and up to $25,000 in property damage coverage.
Once a rideshare driver picks up a passenger, the second level of the rideshare company’s insurance applies until the passenger reaches their destination. At this coverage level, the rideshare company’s insurance provides up to $1 million as third party liability coverage. If a rideshare driver caused your accident, you must file a claim against their personal auto insurance before claiming against the rideshare company’s policy.
Your Longmont rideshare accident attorney can be incredibly helpful when it comes to navigating your insurance claim process. Whether you need to file one or more claims, your attorney can ensure each auto insurance claim is handled in good faith and you receive fair treatment from insurance carriers. The Law Firm of Jeremy Rosenthal aims to help every client we represent streamline their insurance claim filing process as much as possible. If any disputes arise between you and an insurance carrier, we can address them effectively to reduce the time it takes for you to receive your settlement.
Filing a Personal Injury Suit for Your Rideshare Accident in Longmont
Whenever insurance alone cannot fully cover the damages from a car accident in Longmont, the victim has the right to file a personal injury claim against the at-fault driver. This claim seeks compensation for any damages insurance can’t cover. State law requires a personal injury plaintiff to prove fault for an accident. Once they do, they can hold the defendant accountable for all the economic damages they caused. They may also claim compensation for their pain and suffering, but state law limits how much they can recover.
Your Longmont rideshare accident attorney can help secure as much compensation as possible through the auto insurance claim process. Once you have maximized your recovery through insurance, then you can proceed with filing a personal injury claim. The economic damages you can seek from the defendant include the cost of any and all medical care you require to fully heal from your injuries, the cost of long-term treatments you need to rehabilitate, lost income from the time you are unable to work because of your injuries, and the remainder of any property damage you cannot claim through insurance.
When it comes to pain and suffering, your Longmont rideshare accident attorney can help prove the severity of your experience and seek the maximum amount of compensation possible under the state’s limit on non-economic damages. Other variables can also influence your personal injury case award. For example, if your accident happened from illegal misconduct, you may receive punitive damages. However, if you contributed to causing the accident in any way, this will diminish your recovery under the state’s comparative negligence law.
The Law Firm of Jeremy Rosenthal has years of professional experience in personal injury law, and our team has cultivated a strong reputation as a leading choice for personal injury representation in Longmont and surrounding areas. We take time to learn each client’s unique needs as they seek compensation for the damages inflicted by the negligence and misconduct of others. Rideshare accidents are often particularly difficult to resolve when it comes to the insurance claim process.
Our firm has confronted all the major auto insurance carriers on behalf of our clients, including those that cover rideshare companies like Uber and Lyft. We know how they tend to handle claims and how to maximize your recovery in the most expedient manner possible. The sooner you connect with our firm, the sooner we can start guiding you to the results you hope to see from your recovery efforts.
Uber & Lyft Accidents FAQs
Q: How Does Rideshare Company Auto Insurance Work?
A: Rideshare companies are required to have insurance coverage for accidents, and this insurance works differently depending on when an accident occurs. If a rideshare driver caused your recent accident while they were using their vehicle for personal reasons, their own auto insurance policy applies. Once a rideshare driver has logged into their driver app, the rideshare company’s first level of coverage comes into play. After a driver picks up a passenger, the rideshare company’s second level of insurance coverage applies until they deliver the passenger to their destination.
Q: How Do I Prove Liability for a Rideshare Accident in Longmont?
A: Proving fault for a motor vehicle accident is an essential first step in the victim’s recovery efforts. Your Longmont rideshare accident attorney can help gather witness statements from anyone who saw the accident happen to help you prove fault. Digital evidence like cell phone records, vehicle computer data, and traffic camera footage can also be crucial to your case. Your Longmont rideshare accident attorney can help identify all the various forms of evidence likely to come into play in your case.
Q: What Is My Rideshare Accident Claim Worth in Longmont?
A: The total potential value of your rideshare accident claim in Longmont hinges on the damages you suffered. Under Colorado law, the defendant who caused your accident is liable for medical expenses, long-term medical treatment costs, lost wages, lost future earning potential, and vehicle repair costs. You can also claim pain and suffering compensation up to the limit enforced by state law. Working with a Longmont rideshare accident attorney is the most viable method of maximizing your case award.
Q: What Difference Can a Longmont Rideshare Accident Attorney Make in My Case?
A: Legal counsel you can trust is an invaluable asset when you face a complex series of legal proceedings after a rideshare accident in Longmont. Your legal team can help gather the evidence needed to prove fault for your accident, prove the full scope of your claimable damages, and guide you through the proceedings necessary for maximizing your recovery.
Q: How Much Will It Cost to Hire a Longmont Rideshare Accident Attorney?
A: When you choose the Law Firm of Jeremy Rosenthal to represent you in a rideshare accident case, we will not add to your financial troubles by charging excessive upfront legal fees. Our firm accepts personal injury clients on a contingency basis, meaning as our client, you will only pay a fee when and if we win your case, and the fee is a percentage of the total amount recovered on your behalf. If we cannot obtain compensation for your damages, you pay nothing. This eliminates any financial risk of seeking the legal counsel you need when you need it most.
The Law Firm of Jeremy Rosenthal has a strong professional record of successful civil claims on behalf of clients in Longmont and surrounding communities. We develop individualized legal strategies for each client and always aim for maximum compensation. If you are ready to explore your options for legal recourse with the help of an attorney you can trust, contact us today to schedule your consultation with a Longmont rideshare accident attorney.