Thousands of people in Arvada and the surrounding communities of Colorado use rideshare services like Uber and Lyft every day, and most are able to reach their destinations safely. However, rideshare accidents can and do occur for the same reasons that all other motor vehicle crashes happen, but they tend to generate more complex legal issues for those involved. This is especially true when it comes to filing an auto insurance claim for a rideshare accident.
Experienced Legal Representation for Rideshare Accident Claims in Arvada
If you or a family member recently suffered injuries in a rideshare accident, you likely have many pressing legal questions when it comes to your recovery options. An Arvada rideshare accident attorney is the ideal resource to consult in this situation. They can help determine the fault for your accident and discern the most viable path toward recovering your damages.
The Law Firm of Jeremy Rosenthal has years of professional experience handling all types of personal injury claims in Arvada, including those arising from motor vehicle accidents. Your recovery from a rideshare accident is likely to begin with an auto insurance claim against the at-fault driver, but rideshare accident insurance works a bit differently than a standard policy. Our team can provide the guidance you need to approach a complex auto insurance claim process with confidence and help you with any further legal recourse you are able to pursue.
How to File an Auto Insurance Claim for a Rideshare Accident in Arvada
The first step in recovering from any motor vehicle accident in Arvada is to file a claim against the at-fault driver’s insurance. The state upholds the fault rule for resolving car accidents, so whichever driver is at fault for your recent accident is liable for all the damages they caused. However, rideshare companies are required to have auto insurance as well, so it’s possible that you may need to file more than one claim to fully recover your losses.
Rideshare companies require their drivers to maintain personal auto insurance coverage, so once you have proven fault for your recent accident, you will likely need to begin your recovery efforts with a claim against the at-fault driver’s personal auto insurance policy. If the rideshare driver caused the accident, you would then have grounds to file a claim against the rideshare company’s insurance.
Rideshare company auto insurance provides up to $50,000 in bodily injury liability coverage for a single person, up to $100,000 in bodily injury liability coverage for all persons injured in one accident, and up to $25,000 in property damage liability coverage at the first tier of coverage. This tier applies if an accident happens when a rideshare driver is logged into their driver app, but they have not yet picked up a passenger. Once they pick up a passenger, the second level of the rideshare company’s insurance applies until the driver delivers the passenger to their destination, providing up to $1 million in third-party liability coverage. However, the at-fault driver’s insurance almost always applies first before the rideshare company’s insurance can come into play.
Your Arvada rideshare accident attorney can help file your auto insurance claims and resolve any disputes that might arise between you and an insurance carrier. After you have secured as much compensation as possible through insurance, the next step of your recovery will be a personal injury claim against the at-fault driver.
What to Expect in a Personal Injury Claim for an Arvada Rideshare Accident
The purpose of a personal injury claim is for the plaintiff to recover the compensation they need to be “whole” again after a defendant has injured them. State law allows the plaintiff to claim compensation for all economic losses they suffered, and they are also allowed to claim compensation for their pain and suffering. When insurance alone cannot compensate your losses from a car accident in Arvada, a personal injury claim will be a vital next step toward recovery.
When it comes to economic damages, there is no limit to how much the plaintiff can claim. As long as they can prove the defendant directly caused their economic losses, they can include them in their personal injury suit. Commonly cited economic damages for a rideshare accident include medical expenses, lost income, and property damage. Any vehicle repair costs the plaintiff cannot recover through auto insurance can be claimed in their personal injury action. When it comes to medical expenses and lost income, the defendant is liable for the cost of any medical care the victim requires to recover as fully as possible from their injuries, and they must also repay lost income and lost future earning power when the victim cannot work due to their injuries.
Pain and suffering are more subjective, and the state caps non-economic damages in most personal injury claims. Your Arvada rideshare accident attorney can be invaluable when it comes to maximizing this aspect of your recovery. Other variables can also influence the outcome of a personal injury claim in Arvada. For example, if you were harmed by illegal misconduct, the defendant could face restitution to you or punitive damages. If you share fault for the accident in any way, this will result in a loss of a percentage of your total case award equal to your percentage of fault for causing the accident.
The Law Firm of Jeremy Rosenthal has successfully represented many past clients in all manner of difficult personal injury claims. We take time to listen to each client’s needs and concerns when it comes to their recoveries, and we always aim for maximum compensation. Our firm has confronted the largest insurance carriers on behalf of our clients, and we know how these organizations try to avoid liability for claims. Whatever your case entails, you can trust our team to provide comprehensive legal support through every phase of your recovery efforts and to maximize your final compensation as much as state law allows.
Uber & Lyft Accident Crash FAQs
Q: How Do I Prove Who Is Responsible for a Rideshare Accident in Arvada?
A: Proving fault is an essential first step in recovering from any motor vehicle accident. Your accident may be the fault of a rideshare driver, and the rideshare company could share fault for the accident under the vicarious liability rule. It is also possible for a third party to bear fault for your accident. Your Arvada rideshare accident attorney can help identify every liable party who bears fault for your damages and assist you in holding them accountable.
Q: How Much Compensation Can I Claim for a Rideshare Accident in Arvada?
A: Under state law, if another party caused your recent rideshare accident, you have the right to hold them accountable for all the economic losses you suffered. These may include medical expenses, lost income, property damage, and any long-term financial effects of their actions. You can also claim pain and suffering compensation, but the law limits the amount you can seek in a personal injury claim. Your Arvada rideshare accident attorney can help determine the potential value of your case and help maximize your compensation.
Q: How Long Will It Take to Resolve My Rideshare Accident Claim in Arvada?
A: Your recovery from a rideshare accident may involve one or more auto insurance claims as well as a personal injury case. Ultimately, every victim faces a unique series of challenges when it comes to maximizing their recovery. Having legal counsel you can trust can streamline these proceedings in your case. If you can resolve your claim through insurance alone, it may only take a few weeks with the right attorney assisting you, but if you must proceed to litigation, this can take much longer.
Q: Am I Required to Hire Legal Counsel for a Rideshare Accident Claim in Arvada?
A: No, there is no law that requires you to have an attorney for a rideshare accident claim. However, you are not only more likely to win your case with an attorney’s assistance but also more likely to secure the maximum amount of compensation possible under state law. Your attorney can handle all your case proceedings on your behalf so you can focus on your medical needs and your family.
Q: How Much Does an Arvada Rideshare Accident Attorney Cost to Hire?
A: When you choose the Law Firm of Jeremy Rosenthal to represent you in a rideshare accident claim, you will not pay any legal fees until we win your case, and the fee you pay is a percentage of the total amount we help you obtain from the defendant. This contingency fee policy ensures that your legal fees do not overshadow your recovery and eliminates the financial risk of hiring the legal counsel you need to navigate your case effectively.
The Law Firm of Jeremy Rosenthal has many years of professional experience in personal injury law that we are prepared to leverage on your behalf. We know the various legal challenges you are likely to encounter in a rideshare accident claim and want to help you recover as fully as possible. If you are ready to learn how an experienced Arvada rideshare accident attorney can assist with your recovery, contact us today and schedule a consultation with our team.